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  • +201001644451

  • mail@gig.com.eg

  • 8:00 AM - 4:00 PM

Motor Insurance

Motor Comprehensive

GIG Egypt provides the best motor insurance services in Egypt, it will indemnify the insured against loss or damage to the insured vehicle and its accessories as well as spare parts. It overs:


  • Collision or rollover due to an accident or sudden mechanical failure.

  • Fire, thunderbolt, external explosion or self-ignition.

  • Malicious act committed by third-parties only.

  • Malicious act committed by third-parties only.

Motor Comprehensive Benefits

Main Benefits

  • Competitive prices.

  • Repair at any service center of your choice or at the car's dealer center.

  • More than 100 service centers.

  • GIG Egypt directly pays to the center without involving you in the payment process.

  • Wherever you are, we can survey it

  • Motor claim department works 7 days/week.

  • A special department to follow up on the claims files.

  • The insured will be indemnified within 7 working days once the claim documentation is completed.

  • Road-side assistance.

Motor Comprehensive Packages

Policy Coverage

Coverage

Basic

Golden

Platinum

Third-party liability till 1,2

50,000 EGP

150,000 EGP

250,000 EGP

Personal Accident till 2

10,000 EGP

(Insured)

75,000 EGP

(3 Passengers)

100,000 EGP

(3 Passengers)

Zero deductible in case of repaired in the agency

--

Yes

Yes

Key replacement

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Yes

Yes

 

1 You can increase third-party liability with additional premium.

2 Private vehicles

Additional Coverage

  • Personal accidents including death & total or partial disability sustained to passengers of the motor vehicle.
  • Political Violence : Strikes, riots, civil commotion.
  • Earthquake or other convulsion of nature.
  • Increasing TPL limit.

Other Coverage

Deductible Refund Policy for refunding your deductibles.

Frequently asked questions

What are the available pricing options with the company? Answer:

o  2.15% total with a 10% deductible incase of repair at the authorized dealer or authorized service centers, orpurchase of spare parts from either, plus EGP 150 deductible per claim.

o  2.80% total with no deductible (GoldenPolicy).

For cars sum insured greater than 5,000,000value will be as follows 1.80% classic – 2.25% golden

If I want to insure my car with your company, how long does it take to issue the policy?

All vehicle insurance procedures are completedon the same day.

What are the payment methods?

Bank transfer – cheque – credit card (Visa).
Installments are available in three payments with no extra charges, except forpolicies tied to bank loan agreements.

In the unfortunate event of an accident, what are the procedures?

o  File a police report if needed.

o  Visit the company’s Motor ClaimsDepartment and submit an accident notification.

o  The accident notice can also be sentvia email to the claims department.

o  A company inspector will be sent toexamine the car before repair at the repair site and approve the estimate.

o  Repair then begins, followed by apost-repair inspection.

o  If our company is contracted with thedealer, repair costs will be paid by us after deductibles (if any).

 o  If not, the client pays the repair cost, submitsthe invoices, and the company reimburses the client after deductions (if any).

Is the company contracted with the dealer?

Check the list of service centers beforeresponding to the client.